100 Ways to Save Money To Pay Down Your Credit Card Debt, Part IV

Six good ways to save money down, ninety-four to go. Let's continue on and see just how much money you can save over the year and over twenty years.

7. Buy generics - There really is very little difference in the quality of name brand grocery items as opposed to name brand. This is especially true if you are using the item as an ingredient. Say you were asked to bring a green bean casserole to a function. You could buy the name-brand green beans. If you are eating only green beans, you might be able to tell the difference between Libby's or store-brand. Put the green beans in as an ingredient in the casserole, and there is virtually no difference. Your savings? Let's assume that it is a $1.00 difference. That would be $52 a year or $1,040.00 over twenty years.

8. Buy in bulk - this does not make sense if you buy a large quantity and throw away the savings that you would have enjoyed. I will use soda as an example (and I know how nutritionally bereft soda is). Say that you drink one per day. Out of the soda machine, it could easily run $0.70 a can. That is $4.90 a week or $254.80 a year. Buy it by the case and it is $0.27 a can (recently). You would save $3.01 a week or $156.52 a year. This is saving, and buying the name brand. That would calculate to $156.52 a year or $3,130.40 over twenty years.

Get the picture?

We now stand at saving $1,756.56 a year or $35,131.20 with just 8 suggestions. Who says the little things don't add up?

Have a GREAT day!