Yesterday, we covered the first two ways on our journey for 100 ways to save money to pay down your credit card debt. As a review, they were 1) Drink water and 2) purchase with a coupon. Let's continue on and cover some more. And right now, we are talking about when you are eating meals away from home.
3. Skip the extras - Most restaurants train their employees to see the extras. It never fails when we eat lunch or dinner at a restaurant, they will ask if you want a salad with your meal, or an appetizer, or a desert. These "extras" are high-profit items for the restaurant and help their bottom line, but do nothing for your bottom line. If you must have desert, buy some ice cream at the grocery store (preferably on sale) and have it at home (or whatever is your desert of choice). Let's assume that you eat out once a week and the desert is $4.99. That is $259.48 a year, or $5,189.60 over 20 years.
4. Take half of it with you - One thing that my wife and I do when we eat at a restaurant is to eat half of our meal and take the other half home for another meal. We did this just yesterday. We had a coupon for about $6 off a meal (but you had to purchase a soda, so that made it about $4) and that made it around $5.00 a meal. Mine sits in the refrigerator waiting to be eaten for lunch/dinner today. Save $4.00 a week and that is $208 a year or $4,160 over twenty years.
So far, that brings up our savings to $786.04 a year or $39,938.08 over 20 years by using four tips.
3. Skip the extras - Most restaurants train their employees to see the extras. It never fails when we eat lunch or dinner at a restaurant, they will ask if you want a salad with your meal, or an appetizer, or a desert. These "extras" are high-profit items for the restaurant and help their bottom line, but do nothing for your bottom line. If you must have desert, buy some ice cream at the grocery store (preferably on sale) and have it at home (or whatever is your desert of choice). Let's assume that you eat out once a week and the desert is $4.99. That is $259.48 a year, or $5,189.60 over 20 years.
4. Take half of it with you - One thing that my wife and I do when we eat at a restaurant is to eat half of our meal and take the other half home for another meal. We did this just yesterday. We had a coupon for about $6 off a meal (but you had to purchase a soda, so that made it about $4) and that made it around $5.00 a meal. Mine sits in the refrigerator waiting to be eaten for lunch/dinner today. Save $4.00 a week and that is $208 a year or $4,160 over twenty years.
So far, that brings up our savings to $786.04 a year or $39,938.08 over 20 years by using four tips.
There ar
e lots of other ways to forever eliminate your credit card debt in Never Surrender!!. Pick Up Your Copy Today!
e lots of other ways to forever eliminate your credit card debt in Never Surrender!!. Pick Up Your Copy Today!More tomorrow.
Have a GREAT day!
Have a GREAT day!
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