It is easy to come up with 10 ways to save money in order to pay down your credit card debt, but more becomes a challenge, a challenge that I gladly accept.
13. Wash your dishes by hand - Most homes now have a dishwasher in the kitchen, and ours has one as well. In doing an audit online, I found that the electricity for the dishwasher runs $21.85 a month to run. Keep in mind that this is the electricity cost (you still have to have hot water and detergent of some sort). Wash by hand and you save $263.40 a year, or $5,268.00 over twenty years.
14. Switch to CFL light bulbs - sure the cost of a CFL bulb is higher, but it lasts much longer. Where the savings are is the electricity cost. If you were to replace all of your light bulbs with CFL light bulbs, you would be saving on average $10.93 a month. $131.16 a year, or $2 623.20 over twenty years, WOW!
So, when when add everything up (and I realize that not everything will apply to everybody), the savings add up to $53,343.60 over 20 years. Chump change can no longer be thought of as chump change.
Have a GREAT day!
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