100 Ways to Save Money To Pay Down Your Credit Card Debt, Part XIII

Today might not apply to everybody because we could easily name this "Shave and a Haircut". Hair removal for men. It depends on how you wear your hair: cranial or facial.

25. Haircut - Some folks are not adventurous enough to attempt to cut their own hair. My hair style is fairly simple. For the last 20 years, I have always gone to a barber or hair cutting establishment and said "3 on top, 2 on the sides". It has always been a clipper style and I would shell out $18 (on average) a month for this style. I bought a good Oster 76 for $136 last year. After 8 months it had paid for itself, so my first year's savings was$80 and I figure it will last at least 5 years (it will last longer, so in 20 years four will be purchased. Savings minus cost averages out to $188.80 a year or $3776.00 over 20 years. You could save by having your hair done for less at a beauty/barber school.

26. Shaving - This is a little trickier, but I have always shaved at least around a beard or goatee. I figured razor shaving costs to be $70.10 a year. I purchased an electric razor for around $40 (rounded for simplicity), so if the electric razor lasts 2 years it will save on average $50.10 a year: That works out to be $1,002.00 over 20 years. If I bought expensive razors or expensive shaving cream, the savings would have been higher.

With keeping score, the total savings to date are $3,552.49 a year or $70,650.02 over 20 years. Where does all the money go?

Have a GREAT day!