Having A PMA (Positive Mental Attitude)

Hope springs eternal, that is how the saying goes. When undergoing the quest to eliminate your credit card debt, there will be times when you shall be sorely tested. When the tough gets going, it can be difficult, at best, to keep going. I have had the fortune of being exposed in my young adult life to books like "Think and Grow Rich", "How to Win Friends and Influence People", "See You at the Top", "Success Through a Positive Mental Attitude", and, my favorite, "Rhinoceros Success". The premise behind filling your mind with positive things will help when positive things are not happening in your life. Their philosophy in these (and lots of other) books is that you have to find the positive things and focus on them instead of dwelling on the bad. So, in other words,

HANG IN THERE!

You gotta stay focused on what the goal is. The goal for many of us is to be free from the bonds of high-interest credit card debt. Although Congress is currently drafting legislation to help against some of the predatory practices of credit card companies, we cannot rely on somebody else to take control of our lives: we have to do it ourselves. Congress is doing what they can, but it is certainly not enough. In fact, it may hurt the people who need the help the most, the ones who need credit. It will be tougher for those to get credit.

KEEP FOCUSED!

Your goal is perhaps to rely less on credit cards and make your hard-earned money work for you. Don't make somebody else rich by the blood of your brow. Learn as much as you can, find the actions that will lead you to the destination of being credit card debt free, and then (dare I mention it?) TAKE ACTION! Action is 1,000 times more effective than inaction. If you do nothing, you will get nothing. Please do what you can to help yourself. I am here to help, but ultimately it is YOU that will do the action.

Have a GREAT day!