In our quest to eliminate credit card debt and to straighten out our financial lives, a little bit of help along the way is sometimes welcome. One way to straighten things out is to pay our balances in full each and every month. When you get to that point, you might consider getting some free money from your credit card. While perusing Dolans.com, I ran across some suggestions that they have.
American Express offers their Blue Cash program which allows you to earn up to 5% back on everyday purchases. When you get to where you don't need a credit card, this can serve as a bit of an incentive, and it can help to increase your credit score. Having a good credit score is a great way to have lower costs for your loans that you will occasionally need and can save you thousands of dollars over your lifetime.
If your are a working class family, there may be a free health insurance program for them. For the inside scoop, visit InsureKidsNow.gov. If your employer offers the FSA program at work, you could consider that the next time open enrollment comes along. Mine has come in handy. I have my amount set this year at $700 which is available for me on January 1. Having a crown done is not a cheap procedure and it nearly depleted the funds that were in my FSA. What is great is that I will now owe $196 less on taxes next April because of it.
Other places for freebies that will cost you little or no money include TotallyFreeStuff.com and JustFreeStuff.com. You should at least check them out to see what sort of things that you can get and not have to pay for.
Have a GREAT day, and visit my site. My eBook is nearly complete now and should be available in mid-June.
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