Seventeen Come Sunday

Okay, so it is Friday, but as a former band director, I had to come up with a title with seventeen in the title. This is a beautiful song from Ralph Vaughn William's Folk Song Suite (you can see a YouTube performance here). This is day seventeen. It was time to buy some perishables and $15.41 was spent on bread, milk and eggs) and that brings our total down a bit to $81.40. Considering that $15.41 was spent (and it will last for nearly two weeks), no tears were shed. The momentum is still moving forward and will top $100 by next week. We are still seeking to eliminate the credit card debt by freeing up money that wasn't known to exist earlier.

Last night, an article was found on Dolans website that discussed some signs that you are having problems with your credit card debt. Often we get o involved with life that we don't think that it is happening to us until we wake up one day and discover that we are $71,000+ in credit card debt. Some signs that you might be be in over your head and need to take action now to take control of your life include:

* Avoiding Your Credit Card Statement - your statement comes to your mailbox, but you don't want to face it, so the bill remains sealed in a pile (guilty)

* Losing Track of What You Owe - you spend with your credit card, but you never keep a receipt or hide them altogether. After all, if you don't have a receipt, did you really spend it? (guilty)

* Doing the balance transfer game -you transfer all of your balances to a no interest card (for a short period of time), but sometimes you miss a payment and get stuck with some atrocious fees that, instead of saving you money, cost you even more (not guilty)

If you find yourself doing this, you need to get some help, either on your own, or through a program (such as here).

Here's to your success and have a great day!