You Ain't Nothin' But a Hound Dog

When you are in the process of eliminating your credit card debt, no doubt that you will be "hounded" by the credit card companies or the collection agencies. They may have you fearful to even answer the telephone or open your mail. They usually employ the most ruthless and fear-invoking practices, often calling you minute after minute until you answer the phone.

It doesn't have to be that way.

You don't have to be afraid of them. After all, you want to eliminate your credit card debt. Answer the phone with a firm voice, get the name and extension of the person you are talking to. Ask who their supervisor is. You see, the key is to have the conversation go at your pace, not theirs. Ask for the address to where you would write. Once you have the address, ask them not to call you again and write to the address you were given (certified mail, of course) and tell them that you will only do things by writing.

The person on the other line will not be happy because they get a commission from what they can collect, they usually do not collect through the mail. But there is one thing that you must now do, and that is to open your mail and read it. Face your credit card debt head on, and you will find that it is much easier to deal with and you will enjoy greater success.

Be sure to save your hard-earned money at every opportunity so that you can live credit card debt-free!

Here is to your success! Have a great weekend!