Baby, it's cold outside.
The temperature this morning was a brisk 4 degrees when I went to start the car this morning. I love cold weather, but the heating bill goes up as the temperature goes down. Some ways to save on heating costs during the winter can help you to save a little (so that you can pay down your credit card debt):
Lower Your Thermostat - A programmable thermostat certainly helps. The one in our house is set at around 60 during the day (winter) and 65 at night. Keep extra blankets around.
Shut rooms you don't use - If you don't need to heat it, don't waste your money.
Check for leaks around windows and door - Little pesky drafts are essentially money out the door. A small investment in stopping the leaks means big savings in your pockets.
Use your fireplace if you have one - Fortunately there is one in the house where I live and I love a fire in the winter. We are fortunate that our wood is delivered to our house so we don't have to do any of the hauling.
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