We have already established that we have a credit card debt challenge and that we are acknowledging that it does exist and that we need to do something about it before it does something to us! There are two keys to eliminating or diminishing the credit card debt that we have: 1) stop increasing the amount of the debt and 2) paying down, or lowering the amount of debt that we already have. This is both a simple solution and one that may seem excrutiatingly difficult. A lot of that hinges on your mindset. If you think it is impossible, think again.
Nothing is impossible and you may have to seek out assistance. This can be particularly challenging to those that have large egos, have never "stooped" to seeking assistance, and those that are too afraid to ask. It never hurts to ask, because if the person(s) you ask for assistance say "no", they are are no worse off than when you were before you asked. I know, I have been there. I, for years, was afraid to ask anybody (parents, friends, spouse) for any help because I had always been an independent person and capable of being self-sufficient.
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