Nine is Fine

It is hard to believe that we are up to day nine of the challenge to not spend money at the grocery store needlessly and the total savings now stand at $61.52. And that is just one category that most have each and every month. That savings, after the month, will be used to help eliminate credit card debt. It is amazing that there is so much waste in our lives that we are sitting on abundance when it seems like we are sucked deeper and deeper into financial ruin.

It doesn't have to be that way.

Let's talk briefly about saving on cellular phone service. Fifteen years ago, there weren't that many cell phones (or cell phone companies) around to choose from and you paid a lot for very little. That has changed. You get a lot more talk time for less money than when the cellular phones started to hit the market. It is difficult to go anywhere without seeing people with cell phones in the hands or on their persons. You don't have to spend as much as most do. If you take the time to analyze your cell usage, you may find that you are paying for more than you need. Do you really need everything that is available for your phone? Probably not.

A good tool to use is a cellular phone plan comparison like here. You can find cellular plans that will get you what you need while not paying for what you don't need. I was paying for a much bigger plan than I needed that had over 1,000 minutes of anytime calling. I didn't use nearly that much and went to a smaller plan that saved about $25 a month, or $300 a year. In twenty years, I would have paid $6,000 more than I needed.

$6,000! That would make a dent in the credit card debt and will go a long way. And that is one one small area of saving. You can do it too. Simply spend less than you make and eliminate things that you don't need.

For more ideas, please visit my website.

Have a GREAT day!